Effective June 15, 2009 Civic Bank hours of operation will be changing to the following:

Lobby
Monday - Thursday 8:30 a.m. to 4:00 p.m.
Friday - 8:30 a.m. to 5:00 p.m.

Drive-Thru
Monday - Friday 8:30 a.m. to 5:00 p.m.

Civic Bank is offering a high interest Christmas Club Account. Additionally on November 2, 2009, one lucky account owner will be rewarded with Civic Bank matching the balance in their Christmas Club account as of October 30, 2009 up to a maximum of $2,500 or $50 minimum. Civic Bank does not require a Christmas Club account to be eligible. You may enter by simply completing a registration form. To register or if you have any questions please contact a Civic Banker.

Civic Bank's Christmas Club will make the season bright.

Do you ever worry that there won't be enough money for Christmas at the end of the year? In tough economic times, it's important to be smart with your money. Civic Bank wants to offer a smart way to save for the holidays with our Christmas Club.

Build your Christmas Club balance through deposits, electronic transfers or payroll deductions and watch your money grow in a special interest-earning account.  For more information please contact a Civic Banker at 615-515-8000.

Civic Bank & Trust is now offering ATM/Debit Card pin change to Civic customers. Simply go to the Civic Bank ATM machine enter in your current pin number and choose the option "Select Pin Change" You will then choose the pin of your choice. Please feel free to contact us at 615-515-8000 if you have any questions.

Civic Bank & Trust has named Mark McCoy Vice President, Commercial Relationship Manager. McCoy will primarily be responsible for managing and growing the bank's portfolio of commercial credits. A veteran of the banking industry with more than 28 years of experience, McCoy most recently served as a vice president in residential construction lending with Renasant Bank. After earning a bachelor's of business administration in finance and management from Belmont University, McCoy earned a master's of business administration from Tennessee State University.

Civic Bank & Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.