Commercial Checking

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BASIC COMMERCIAL CHECKING

This is our premier commercial checking account. There are no minimum balance requirements, as monthly fees are based on account activity. Commerical checking accounts are analyzed monthly to determine the activity charge, if any, that an account will be assessed. No fee is charged if the earnings credit is greater than the cost of the services used during the month. Basic Commercial Checking works for your business because you only pay for the services that are used.

Account Features Include:

  • Free Online Banking Cash Management Toolkit
  • Courier pickups 4 free per month
  • Imaged Statement available
  • Free e-Statement

Analysis Fee Schedule

  • Reserve Requirement - 10%
  • FDIC Insurance - $0.023 per $100
  • Deposit/Credit - $0.25
  • Checks & Other Debits - $0.14
  • Local Items - $0.09
  • Transit Items - $0.12
  • Electronic Debit/Credit - $0.12
  • Deposit Correction - $5.00
  • Sweep Account - $50.00
  • ACH Origination - $10.00
  • ACH Per Item - $0.11
  • ACH Rejection File - $10.00
  • Remote Deposit - $49.00
  • Monthly Account Maintenance - $15.00