Nashville, TN 37203
Phone: (615) 515-8000
Fax: (615) 515-8100
Fax: (615) 515-8100
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Zero Balance Account
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ZERO BALANCE ACCOUNT
We offer zero balance accounts (ZBA's) for businesses that want balances automatically transferred from one account to another on a regular basis. The most commonly used ZBA's are payroll accounts. You simply make a deposit in your main operating or host account and balances are transferred as needed. For analysis, the accounts are linked together.
Fee Schedule
- Monthly Service Charge - $35.00
Our Mission Statement
- Client
- Innovative
- Value
- Integrity
- Community
Business Bankers
Our relationship managers understand the market and work to structure loans that best suit your needs. Best of all, your loan request will be decisioned locally and very quickly. Call any of these officers for an appointment at your convenience.
Ellen V. Hackett, SVP/CLO
(615) 620-8084
Mary Jones, VP
(615) 620-8088
Thomas J. Kern, VP
(615) 620-8095
Mark McCoy, VP
(615) 620-8085
FDIC Transaction Account Guarantee Program
Civic Bank & Trust will continue participating in the FDIC's Transaction Account Guarantee Program that has been extended through December 31, 2010. Under that program, through December 31, 2010 all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
