Nashville, TN 37203
Phone: (615) 515-8000
Fax: (615) 515-8100
Fax: (615) 515-8100
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- Interest Rates
Interest Rates
Certificates of Deposit (CD)
Certificates of Deposit are available in terms from 7 days up to 48 months or more. *Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.
| Term | Rate | APY |
|---|---|---|
| Regular CD ($5,000 minimum) | ||
| 92 days - 6 months | .50% | .50% |
| 1 Year | .75% | .75% |
| 2 Year | 1.00% | 1.00% |
| 3 Year | 1.20% | 1.20% |
| 4 Year | 1.60% | 1.60% |
| Jumbo CD ($100,000 minimum) | ||
| 92 days - 6 months | .55% | .55% |
| 1 Year | .80% | .80% |
| 2 Year | 1.05% | 1.05% |
| 3 Year | 1.25% | 1.25% |
- Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.
- *APY = Annual Percentage Yield.
- APY's are accurate as of January 9, 2012.
- Fees could reduce the earnings on the accounts.
- A substantial penalty may be imposed for early withdrawal of certificates of deposit.
Personal Accounts
| Term | Rate | APY |
|---|---|---|
| WOW Checking** | ||
| $0 - $999 | .10% | .10% |
| $1,000 - $4,999 | .20% | .20% |
| $5,000 - $24,999 | .30% | .30% |
| $25,000 - $49,999 | .40% | .40% |
| $50,000 - $99,999 | .55% | .55% |
| OVER $100,000 | .85% | .85% |
| Civic Elite Checking** | ||
| $0 - $30,000 | 2.96% | 3.00% |
| OVER $30,000.01 | .50% | .50% |
| 50+ Checking** | ||
| $100 - $999 | .10% | .10% |
| $1000 - $2,499 | .20% | .20% |
| $2,500 - $4,999 | .25% | .25% |
| OVER $5,000 | .30% | .30% |
| Civic Premier Money Market** | ||
| $0 - $2,499 | N/A | N/A |
| $2,500 - $9,999 | .25% | .25% |
| $10,000 - $24,999 | .45% | .45% |
| $25,000 - OVER | .60% | .60% |
| Savings Account** | .50% | .50% |
| Christmas Club | 2.00% | 2.00% |
- *APY = Annual Percentage Yield.
- APY's are accurate as of January 9, 2012.
- **Rates may change after the account is opened.
- Fees could reduce the earnings on the accounts.
Business Savings Accounts
| Term | Rate | APY |
|---|---|---|
| Money Market Savings** | ||
| $5,000 - $24,999 | .25% | .25% |
| $25,000 - $99,999 | .50% | .50% |
| $100,000 - $249,999 | .75% | .75% |
| $250,000 - $499,999 | 1.00% | 1.00% |
| $500,000 - OVER | 1.25% | 1.26% |
| Statement Savings** | .50% | .50% |
- *APY = Annual Percentage Yield.
- APY's are accurate as of January 9, 2012.
- **Rates may change after the account is opened.
- Fees could reduce the earnings on the accounts.
