Civic Elite Personal Checking
Effective December 6, 2012 for new and existing customers.
*Rates may change after the account is opened.
| Balance | Rate | APY |
| $0 – $30,000* | 2.47% | 2.50% |
| $30,001 – OVER | 0.50% | |
| *Minimum requirements must be met to receive this rate. Please contact us for details. |
Civic 50+ Checking
| Balance | Rate | APY |
| $100 – $999 | .10% | .10% |
| $1,000 – $2,499 | .15% | .15% |
| $2,500 – $4,999 | .20% | .20% |
| OVER $5,000 | .25% | .25% |
Civic Wow Account
| Balance | Rate | APY |
| $0 – $999 | .10% | .10% |
| $1,000 – $4,999 | .15% | .15% |
| $5,000 – $24,999 | .20% | .20% |
| $25,000 – $49,999 | .25% | .25% |
| $50,000 – $99,999 | .35% | .35% |
| OVER $100,000 | .45% | .45% |
Savings Accounts
*Rates may change after the account is opened.
Civic Statement Savings
| Rate | APY |
| 0.20% | 0.20% |
Civic Christmas Club
*$7,500 Maximum Deposit
| Rate | APY |
| 2.00% | 2.00% |
Civic Premier Money Market
| Balance | Rate | APY |
| $0 – $2,499 | .00% | .00% |
| $2,500 – $9,999 | .20% | .20% |
| $10,000 – $24,999 | .25% | .25% |
| $25,000 – $49,999 | .30% | .30% |
| $50,000 – $99,999 | .35% | .35% |
| OVER $100,000 | .40% | .40% |
Civic Business Money Market
| Balance | Rate | APY |
| $5,000 – $24,999 | .20% | .20% |
| $25,000 – $99,999 | .30% | .30% |
| $100,000 – $249,999 | .40% | .40% |
| $250,000 – $499,999 | .50% | .50% |
| $500,000 – OVER | .60% | .60% |
| SPECIAL (1ST – 3 Mos) | N/A | N/A |
Certificates of Deposit
Regular Certificates of Deposit
| Term | Rate | APY |
| 92 Days-6 Months | .45% | .45% |
| 1 Year | .70% | .70% |
| 2 Years | .80% | .80% |
| 3 Years | .95% | .95% |
| 4 Years | 1.10% | 1.10% |
Jumbo Certificates of Deposit – $100,000 Minimum
| Term | Rate | APY |
| 92 Days-6 Months | .50% | .50% |
| 1 Year | .75% | .75% |
| 2 Years | .85% | .85% |
| 3 Years | 1.00% | 1.00% |
Fees could reduce the earnings on the accounts.
A penalty may be imposed for early withdrawal of certificates of deposit.
