Civic Elite Checking

CIVIC ELITE CHECKING

• Minimum Balance required $1000*
• Higher Tiered interest rates-paid monthly on balances up to $30,000 if requirements are met**
• DISCOUNT of $25 on first year rental of self service storage box
• NO FEE Stop payments - 2 per year
• FREE Wire transfer service - 6 per year

*$20.00 fee applied if balance falls below $1,000

**Requirements to earn higher interest rate

• e-Statements required
• Online banking required - must access account once each statement cycle
• One monthly direct deposit credit or ACH auto debit required each statement cycle
• 10 debit card transactions required each statement cycle

Simple interest based on available balances up to $30,000. If monthly requirements are not met, the interest rate will revert to a lower interest rate. Available balances greater than $30,000 will revert to a lower interest rate. The statement cycle is the 5th day of each month. New accounts will not incur the monthly service fee if average balance is not maintained during the first statement cycle. Offer available for personal accounts only.

Civic Elite Checking Includes

• FREE Civic Bank Online Access--to check your balances and pay bills
• FREE Mobile Banking--access accounts from your cell phone
• FREE Civic Bank Visa Check Card
• 24-hour access to the Star ATM Network --surcharge free
• Unlimited Check Writing
• FREE Notary Service
• FREE e-Statements
• Combined Statements available
• Telephone Banking Line -- 24-hour account access
• Earn UChoose Rewards for eligible purchases when you register your account

Other Available Services

• Imaged Statements - $2.00