Certificates of Deposit (CDs)

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Certificates of Deposit are available in terms from 92 days up to 48 months or more. Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.

Certificates of Deposit

Regular Certificates of Deposit

Rates are valid as of October 5, 2015 and subject to change.

Term Rate APY
92 Days-6 Months 0.30% 0.30%
1 Year 0.50% 0.50%
15 Months – Limited Time Promotional CD – Minimum Opening Deposit $5,000 – one time penalty free withdrawal during the term.  1.00% 1.00%
18 Months 0.60% 0.60%
2 years 0.75% 0.75%
3 Years 1.00% 1.00%
4 Years 1.10% 1.00%

Jumbo Certificates of Deposit – $100,000 Minimum

Term Rate APY
92 Days-6 Months 0.40% 0.40%
1 Year 0.60% 0.60%
15 Months – Limited Time Promotional CD – Minimum Opening Deposit $100,000 – one time penalty free withdrawal during the term.  1.00% 1.00%
18 Months 0.70% 0.70%
2 Years 0.85% 0.85%
3 Years 1.10% 1.10%
4 Years 1.20% 1.20%
  • Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.
  • *APY = Annual Percentage Yield.
  • APY’s are accurate as of October 5, 2015
  • Fees could reduce the earnings on the accounts.
  • A penalty may be imposed for early withdrawal of certificates of deposit.