Certificates of Deposit (CDs)

CD Online Account Setup

Certificates of Deposit are available in terms from 92 days up to 48 months or more. *Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.

 Civic Bank & Trust Certificates of Deposit (CDs)

 

Term Rate APY
Regular CD ($5,000 minimum)
92 days – 6 months  .20%  .20%
1 Year .40% .40%
18 months  .50%  .50%
2 Year .60% .60%
3 Year  .70%  .70%
4 Year  .90% .90%
Jumbo CD ($100,000 minimum)
92 days – 6 months  .25%  .25%
1 Year .45% .45%
18 months  .55%  .55%
2 Year  .65% .65%
3 Year  .75%  .75%
4 Year .95% .95%
  • Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.
  • *APY = Annual Percentage Yield.
  • APY’s are accurate as of June 15, 2015.
  • Fees could reduce the earnings on the accounts.
  • A substantial penalty may be imposed for early withdrawal of certificates of deposit.