Certificates of Deposit (CDs)

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Certificates of Deposit are available in terms from 92 days up to 48 months or more. Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.

Certificates of Deposit

Regular Certificates of Deposit

Term Rate APY
92 Days-6 Months 0.30% 0.30%
1 Year 0.50% 0.50%
15 Months – Limited Time Promotional CD – Minimum Opening Deposit $5,000 – one time penalty free withdrawal during the term.  1.00% 1.00%
18 Months 0.60% 0.60%
2 years 0.75% 0.75%
3 Years 1.00% 1.00%
4 Years 1.10% 1.00%

Jumbo Certificates of Deposit – $100,000 Minimum

Term Rate APY
92 Days-6 Months 0.40% 0.40%
1 Year 0.60% 0.60%
15 Months – Limited Time Promotional CD – Minimum Opening Deposit $100,000 – one time penalty free withdrawal during the term.  1.00% 1.00%
18 Months 0.70% 0.70%
2 Years 0.85% 0.85%
3 Years 1.10% 1.10%
4 Years 1.20% 1.20%
  • Add to your CD anytime in multiples of $1,000 and keep the same rate and the same term.
  • *APY = Annual Percentage Yield.
  • APY’s are accurate as of June 15, 2015
  • Fees could reduce the earnings on the accounts.
  • A penalty may be imposed for early withdrawal of certificates of deposit.