Ellen has served as the bank’s Senior Vice President and Chief Lending Officer since joining Civic Bank & Trust in November 2008. Her Chief Responsibilities include overseeing the bank’s lending staff and risk management of the bank’s lending function. Ms. Hackett is a 21 year banking veteran who began her career as an associate national bank examiner with the Office of the Comptroller of the Currency. She has held various different bank positions all relating to bank lending or the credit administration functions. Ms. Hackett graduated Cum Laude with a BBA degree in economics from Mississippi State University.