Statement Of Conditions

Period Ending 2012 EOY
12/31/12
2013 EOY
12/31/13
Total Assets 134,028 142,762
Total Net Loans 68,367 67,208
Total Deposits 111,516 109,935
Total Equity 18,319 17,349
Profitability %Net Income ($000) 978 1,460
ROAA 0.73 1.03
Efficiency Ratio 76.39 79.17
Assets Per Employee 6.86 7.40
Balance Sheet Ratios/Capital %
Loan to Deposits 61.8 61.13
Total Equity/Total Assets 12.68 12.94
Texas Ratio 15.82 10.09