Civic Bank & Trust has many treasury management tools to help your business manage its cash. Let our business bankers create a custom solution that meets your unique needs.
On-line Business Banking
– Monitor your balances, pay your bills, make wire transfers and manage ACH transactions – all from the convenience of your own office.
Remote Deposit Processing
– Verify and process personal, business and cashier’s checks, money orders and government issued checks by making multiple deposits daily. All this while reducing or eliminating time consuming trips to the bank.
Merchant Card Processing
– In cooperation with our merchant processing partner, Civic Bank & Trust can help you increase sales volume by setting up your business to accept Visa and Mastercard sales.
– Speed-up the availability of your incoming remittances by utilizing our retail and wholesale lockbox services. A safe and secure way to manage your accounts receivable payments in both high and low volume situations. Let us do the work for you!
Reporting and controls
– Tools to help you manage fraud risk, account reconciliation, cash concentration and zero balance disbursement accounts.
– Our automated telephone banking service is available 24 hours a day, seven days a week at 800-657-7709. Obtain deposit and loan account information (balances, checks cleared, deposits, etc.). Additional features include transferring funds between accounts and obtaining deposit interest rates.
– Do you have a document that needs to be notarized? Civic Bank & Trust offers quick and convenient notary services to witness and certify the authenticity of signatures and documents, or when you need a notary to administer an oath or affirmation.
Self Service Storage Box
– A self-service storage box offers a place to protect your valuables and safely keep important documents.