Commercial Analyzed Checking

This is our premier commercial checking account. There are no minimum balance requirements, as monthly fees are based on account activity. Commercial checking accounts are analyzed monthly to determine the activity charge, if any, that an account will be assessed. No fee is charged if the earnings credit is greater than the cost of the services used during the month. Commercial Analyzed Checking works for your Nashville business because you only pay for the services that are used.

Commercial Analyzed Checking
Features Include:

  • Free Online Banking Cash Management and Bill Pay Tool kit
  • Courier pickups – 8 free per month
  • Imaged Statement available
  • Free e-Statement

Analysis Fee Schedule (subject to change at any time)

  • Reserve Requirement – 10% subtracted from Average Collected before the Earnings Credit calculation
  • Deposit Fee Risk – $0.023 per $100
  • Deposit/Credit – $0.25/item
  • Checks & Other Debits – $0.14/item
  • Clearing – Local Items – $0.09/item
  • Clearing – Transit Items – $0.12/item
  • Electronic Debit/Credit – $0.12/item
  • Deposit Correction – $5.00/occurrence
  • Sweep Account Maintenance- $50.00/month
  • ACH Origination – $10.00/file
  • ACH Item – $0.11 item
  • ACH File rejection – $10.00/occurrence
  • Remote Deposit Scanner – $20.00/month
  • Account Maintenance – $15.00/month