Civic Elite Checking

Civic Elite Checking Account Features

  • Minimum Balance required $1000*
  • Higher Tiered interest rates-paid monthly on balances up to $30,000 if requirements are met**
  • $25 off first year self-storage box
  • 6 free domestic wire transfers annually
  • 2 free stop payments annually

*$20.00 service charge applied if balance falls below $1,000, however the charge is rebated if the average balance for the cycle is $10,000 or greater.

**Requirements to earn higher interest rate

  • e-Statements required
  • Online banking required – must access account once each statement cycle
  • One monthly direct deposit credit or ACH auto debit required to post and settle each statement cycle
  • 10 debit card transactions required to post and settle each statement cycle. ATM transactions are not counted toward the 10 debit card transaction qualifier.

Simple interest based on available balances up to $30,000. If monthly requirements are not met, the interest rate will revert to a lower interest rate. Available balances greater than $30,000 will revert to a lower interest rate. The statement cycle is the 5th day of each month.  Offer available for personal accounts only.

Civic Elite Personal Checking Account Includes

  • FREE Civic Bank Online Access–to check your balances and pay bills
  • FREE Civic Bank Visa Check Card
  • FREE ATM – No Fees. On ANY domestic ATM
  • Unlimited Check Writing
  • FREE Notary Service
  • FREE e-Statements
  • Combined Statements available
  • Telephone Banking Line — 24-hour account access

Other Available Services

Imaged Statements – $2.00