Remote Deposit

Introducing Remote Deposit.
The quick way to turn check deposits into cash.

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Key Advantages of Remote Deposit.

  • Make your funds available faster.
  • Make deposits anytime.
  • Save time preparing deposits.
  • Consolidate funds from remote locations into one financial institution.
  • Cut costly courier fees or trips to the financial institution.
  • Reduce risk of check fraud.

Is Remote Deposit for you?

Does your business:

  • Have multiple locations?
  • Make deposits after normal banking hours?
  • Pay transportation costs to deliver deposits to the financial institution?
  • Receive checks with large dollar amounts?

If you answered YES to any of the above questions, then Remote Deposit may benefit your company. It’s like having a 24-hour bank teller right in your office.

  • Get faster funds availability – With electronic deposits, checks can be deposited into your account sooner, so your money is working smarter for you.
  • Make deposits anytime – Enjoy the convenience of making deposits electronically 24 hours a day, 7 days a week, even weekends.
  • Save time preparing deposits – Preparing deposits electronically is very efficient, reducing labor costs and freeing up staff for other tasks.
  • Save time and money – Electronic deposits can reduce trips to the bank and eliminate costly courier fees.
  • Streamline your cash flow – Check deposits can easily be made from any remote office or storefront. This makes it easy to consolidate deposits from multiple locations into a single financial institution.
  • Reduce risk of check fraud – Faster check clearing may allow you to act sooner on returned checks, increasing your opportunities for collection.
  • Work more securely – Multiple layers of security include password protection, Internet firewalls, and 128-bit encryption, the highest level of security commercially available.

What you will need.

Remote Deposit is easy to set up and use. All you need is:

  1. A PC with an open USB 2.0 port and a current version of Microsoft(R) Windows XP, Windows Vista (32 bit) or Windows 7 (32 bit).
  2. A properly installed desktop check scanner.
  3. An Internet connection.
  4. An account with Civic Bank & Trust.

How does Remote Deposit work?

Using Remote Deposit is easy:

  1. Scan checks from a Web-connected computer – Using a desktop check scanner, simply scan both sides of the checks in a single pass.
  2. Prepare the deposit – View images of the scanned checks right on your PC. The dollar amounts for the checks are automatically read, and the deposit is totaled.
  3. Electronically send the deposits – After you save the deposit, go to the Pending Items tab and click the deposit’s submit link. The deposit is sent to us through a secure Internet connection. Funds are deposited into your account – Funds may be available sooner than traditional deposits.